Your first consultation is FREE (valued at R2500p/h)
Financial Planning
Your financial planning fee is customised to your specific needs and situation, which we can discuss at our first session, but is only applicable upon implementation of solutions. Commission may be embedded in a product and will appear on any quotes generated, which will include the ongoing maintenance, care and administration that will be provided on your portfolio going forward.
Legal advice, estate planning and will drafting
R2500.00 is the standard hourly rate for legal services. Quotes and invoices are however adjusted accordingly based on your specific needs and circumstances as well as the complexity of the legal matter.
I do however discuss all fees in our first introductory meeting with no obligation to you. All fees are disclosed and discussed upfront.
SERVICES
Financial Planning
Together, we’ll journey deeply into your financial potential. With tailored guidance and continuous support, we will craft a life of purpose for you and surpass your greatest dreams.
Financial Advisory
The key to financial success is discipline, planning, and patience. Knowing your dreams and goals will help me advise you on the best way to achieve them.
Retirement Planning
It’s important to reassess your plan to ensure it aligns with your evolving needs. Starting early and saving for retirement will enhance your financial security.
Life & Health Insurance
Unveil a confident and focused you. Life and health insurance are essential components of a comprehensive financial plan, providing protection and financial security for you and your loved ones.
Legal Consulting
Sound legal advice combines knowing the law and understanding my clients. That’s why my holistic approach to advisory helps navigate your legal complexities.
Estate Planning
Reshape mindset challenges in Estate Planning. I will provide tailored guidance to ensure compliance with local laws and help you create a comprehensive estate plan.
Professional Indemnity Law
Professionals should know the legal standards in their field and take steps through insurance, best practices, and ongoing development. Seeking legal counsel is essential to navigate the legal process, understand your rights, assess your case, and mitigate risks.
Public Speaking
Each time I take to the stage, sit behind a radio mic, or even talk in front of the camera, my main goal is always to reshape thinking, embrace change, and boost both personal and professional success in the financial industry. There is so much to know, and I value speaking about it!
FAQ
What is a financial advisor, and why do I need one?
A financial advisor is a professional who helps individuals and businesses manage their finances, investments, and overall financial well-being. I’ll help you navigate complex financial decisions, plan for the future, and optimise your financial situation.
How do I plan for retirement?
Retirement planning involves setting specific financial goals, estimating future expenses, and developing a savings strategy. I’ll help you create a personalised retirement plan that considers factors like inflation, investment returns, and tax.
What is the importance of having an emergency fund?
An emergency fund provides a financial safety net for unexpected expenses, job loss, or medical emergencies. After an assessment I’ll recommend maintaining three to six months’ worth of living expenses in a liquid and easily accessible account.
How do I determine my risk tolerance?
Risk tolerance is influenced by factors like your financial goals, time horizon, and comfort level with market fluctuations. A thorough risk assessment conversation with me will help determine an appropriate risk tolerance for your investment strategy.
What is the significance of diversification in an investment portfolio?
Diversification involves spreading investments across different asset classes to reduce risk. A well-diversified portfolio can help mitigate the impact of poor-performing assets and enhance overall portfolio stability.
How often should I review my investment portfolio?
Regular portfolio reviews are essential. However, the frequency may vary based on your financial goals and market conditions. We’ll discuss a review schedule typically ranging from quarterly to annually.
How can I plan for my children’s education expenses?
I will help you create a savings plan, explore education-specific accounts, and consider investment strategies that align with your goals and time horizon.
SHEILA-ANN ROBEY 